Shooting a scene on the water?

Standard production insurance often doesn’t extend to watercraft. Movie Boat coverage is a supplementary policy specifically for productions that involve boats, docks, or marine locations.

What does Movie Boat coverage include?

Supplementary coverage for productions that involve watercraft, layered on top of a production’s base policy.

This addresses liability and property exposure specific to filming on or around boats — an area standard production general liability frequently excludes or limits.

Do I need this if my production only has one boat scene?

Yes — watercraft activity is typically evaluated and covered separately regardless of how much of the shoot involves the water.

Similar to stunts, a single scene involving a boat is usually enough to require this coverage to be added, even in an otherwise land-based production.

Is Movie Boat coverage the same as marine insurance for the vessel owner?

No — this is production-side coverage for the film’s use of watercraft, not a standalone marine policy for the boat’s owner.

If the vessel itself needs separate marine coverage, that’s typically arranged independently by whoever owns or charters the boat.

Where this gets written

MovieInsure writes supplementary watercraft coverage

Movie Boat provides supplementary coverage specifically for productions that involve watercraft, layered onto your base production policy.

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Related coverage

Need the base production policy too?

Watercraft coverage is typically added on top of a short-term or annual production policy, not a replacement for one.

Also have a stunt in the water scene?

Water stunts fall under the stunt insurance category and are declared separately.

Is this actually for a live event on water?

Event Insurance covers non-film gatherings like festivals, weddings, and promotions.