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Coverage guide · Multimedia Production E&O
Getting ready to distribute your finished project?
Errors and omissions (E&O) insurance covers legal risk in the content itself — copyright, defamation, and clearance issues — and is almost always required before a distributor, platform, or festival will accept delivery.
What does multimedia production E&O insurance cover?
Legal claims tied to the content itself: copyright infringement, defamation, invasion of privacy, chain of title errors, and unauthorized use of names, likenesses, or music.
It’s a professional liability policy focused on what’s in the finished piece — not accidents on set or equipment damage, which fall under production insurance instead.
Why do distributors require E&O before accepting a project?
Distributors, broadcasters, and streaming platforms take on liability when they release content, so proof of E&O is a standard delivery requirement.
Most distribution, broadcast, and licensing agreements specify E&O for features, documentaries, TV specials, and streaming projects. Some film festivals require it too.
Where does this get written — MovieInsure or Film-EO?
Both offer E&O options: MovieInsure’s Multimedia Production E&O product, and Film-EO, the network’s dedicated E&O specialist.
Film-EO focuses specifically on title-specific and blanket E&O for distribution, so it’s often the more specialized starting point — MovieInsure can also quote E&O alongside your production policy.
Where this gets written
Two ways to get E&O within the network
Film-EO specializes in title-specific and blanket E&O for distribution. MovieInsure also offers Multimedia Production E&O directly, useful if you’d rather bundle it with your production policy.
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Related coverage
Haven't wrapped yet?
Production insurance covers the physical shoot — equipment, cast, locations, and liability while filming.
Does the film include a stunt scene?
Falls, fights, and precision driving need their own coverage, separate from both production insurance and E&O.
Want to bundle E&O with your production policy?
MovieInsure’s own Multimedia Production E&O product can be quoted alongside your production coverage.